#nac4life

There’s our favorite canoe !

After marrying my love of rowing and my love of real estate, over 5 years ago, I have been able to continuously give significant donations to the NAC, through referrals by NAC members and teammates. With no end, and no limit. Together we make the perfect team

Who You Work With Matters

Contact us today, no pressure, just expert real estate advice.

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Rent vs Own

Adding up the differences of Rent vs Own!

The percentage of income needed to afford a median-priced home today is declining, while that for renting is on the rise.

This is making buying a home an increasingly attractive option for many people, especially with low mortgage rates driving purchasing power.

Let’s connect if you’d like expert guidance on exploring your home buying options while affordability is high.

Market News

The economy was intentionally put on pause this spring in response to the COVID-19 health crisis. Many aspects of the common real estate transaction were placed on hold at the same time. Thankfully, technology and innovation helped the industry power forward, and business gradually ramped back up as shelter-in-place orders were lifted.

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The result? Total transformation of the market from rock-bottom lows to exceptional highs. Today, the housing recovery is being called truly remarkable by many experts and is far exceeding expectations. From pending home sales to purchase applications, buyers are back in business and homes are selling – fast.

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According to the Housing Market Recovery Index by realtor.com, the market has surpassed pre-pandemic levels, and has regained the strength we remember from February of this year.

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With mortgage rates hitting historic lows, home prices appreciating, affordability rising, and the market recovering like no other, 2020 has been quite a year for real estate – perhaps one we’ve never seen before and may never see again. Let’s connect today if you’re ready to take advantage of this year’s record-breaking opportunities.

Three Main Factors

There are three main factors that go into determining how affordable homes are for buyers:

Mortgage Rates

Mortgage Payments as a Percentage of Income

Home Prices

Although there are three factors that drive the overall equation, the one that’s playing the largest part in today’s homebuying affordability is historically low mortgage rates. Based on this primary factor, we can see that it is more affordable to buy a home today than at any time in the last seven years.

If you’re considering purchasing your first home or moving up to the one you’ve always hoped for, it’s important to understand how affordability plays into the overall cost of your home.

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Today's Hero || Katey Thompson, Teacher

We all know we don't give Teachers enough (extra) credit Katey is a 5th & 6th grade combo class teacher at San Joaquin elementary school. #goCheetahs

We've been following her story with her students and all the extra work she's been putting into making their 2020 school year as flawless as possible. From homemade magnet boards to extra learning supplies she’s dropped off - her class is one lucky group! She can't wait to have her students back in class with her again, but until then she’ll be making their virtual learning as smooth as possible from her class room. #sjccheetahs #todayshero #dkfindshomes

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